| Rewards | 2× points per $1 spent on Carnival Cruise Line purchases (ticket fares, food & drink, onboard purchases charged to your Sail & Sign account). 1× point per $1 on all other purchases. |
|---|---|
| Signup Bonus | 30,000 FunPoints after spending about $1,000 on purchases in the first 90 days of account opening. |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 29.99% variable |
| Cash Advance Fee | Either 5% of the amount of each cash advance or a minimum of $10, whichever is greater |
| Late Payment Fee | Up to $40 |
| Purchases APR | 20.24%–29.99% |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The Carnival Cruises Credit Card is best known as a no-annual-fee card built for Carnival loyalists, offering extra rewards on cruise purchases and a modest signup bonus that turns into onboard credit rather than cash back.
Most users say they like the simplicity. You earn extra points on Carnival spending, the card often comes with a welcome bonus, and there are no foreign transaction fees, which cruise fans appreciate. Many reviewers also mention that rewards are easy to use if you cruise with Carnival regularly—onboard credit feels tangible and fun.
On the downside, plenty of cardholders complain that the rewards aren’t flexible. Points don’t stretch far outside Carnival, everyday spending only earns a basic rate, and the interest rates are high, especially for cash advances. Several users also say customer service is “fine, but nothing special.”
Personally, I think this card makes sense only if you sail with Carnival at least once every year or two. If you want general travel rewards or cash back, there are better options—but for Carnival fans, it does exactly what it promises.
RATE THIS CREDIT CARD
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Bro sorry, but some error occurred :O
C
Fun perks if you actually cruise
I snagged this card before a big family trip the onboard credits and priority perks made our vacation smoother. Rewards outside cruising are modest, but it truly boosted our cruise experience.
G
Love my Carnival Card
I use it as much as possible to accumulate points for my next cruise!
