| Rewards | 2% cash back at Casey’s locations (gas, in?store, etc.). 1% cash back on all other purchases. |
|---|---|
| Signup Bonus | None. |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 31.49% variable APR |
| Cash Advance Fee | 3% of the amount of each cash advance, with a $15 minimum and a $50 maximum. |
| Late Payment Fee | Up to $38 |
| Purchases APR | 19.49% – 29.49% variable APR based on your creditworthiness and the Prime Rate. |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The Casey’s Visa Platinum Credit Card is a straightforward cash‑back card geared toward regular Casey’s shoppers. Most users say it’s appreciated for its 2% cash back at Casey’s locations and 1% on everything else, plus a $0 annual fee. It also offers temporary boosted rates for new cardholders, giving an extra incentive in the first couple of months.
Positive feedback: Many reviewers mentioned that the card is simple to use, easy to manage, and convenient for gas and in-store purchases. Cardholders like that it helps them save a bit on fuel and everyday purchases without worrying about annual fees.
Negative feedback: On the flip side, users often complain about high interest rates, especially on cash advances, and note that the rewards outside Casey’s are modest. Some also mentioned that the card lacks a traditional signup bonus and isn’t ideal for people who want broad rewards or travel perks.
Blogger’s opinion: Personally, I think this card is great for frequent Casey’s customers who pay off balances monthly and want a no‑fee, simple cash‑back option. But if you’re looking for bigger rewards, travel perks, or a more competitive APR, other cash‑back or gas cards might offer better value.
I signed up hoping to save at the pump, but bonus rewards took forever to post, and I got nickeled and died with fees I didn't expect. For a frequent Casey's shopper, the perks just didn't add up. Wouldn't recommend.
Honestly, I expected more from this card. The interest rate went up after the intro period, and the rewards aren’t very impressive. It’s fine for emergencies, but I’ve switched most of my spending to a cash-back card instead.