| Rewards | 2 MyCruise points for every $1 spent on qualifying purchases, 1 MyCruise point per $1 spent on all other purchases |
|---|---|
| Signup Bonus | Cardholders earn 10,000 MyCruise points after making a transaction within the first 65 days |
| Annual Fee | $69 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 16.49% to 25.49%, based on your creditworthiness (APR is subject to change) |
| Cash Advance Fee | Either $10 or 3%, whichever is greater, for direct deposit and check cash advances, either $10 or 5%, whichever is greater, for all other cash advances |
| Late Payment Fee | Up to $38 |
| Purchases APR | 13.49% to 23.49%, based on your creditworthiness (APR is subject to change) |
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