|Rewards||2 MyCruise points for every $1 spent on qualifying purchases, 1 MyCruise point per $1 spent on all other purchases|
|Signup Bonus||Cardholders earn 10,000 MyCruise points after making a transaction within the first 65 days|
|Cardmember Agreement||View Here|
|Cash Advance APR||16.49% to 25.49%, based on your creditworthiness (APR is subject to change)|
|Cash Advance Fee||Either $10 or 3%, whichever is greater, for direct deposit and check cash advances, either $10 or 5%, whichever is greater, for all other cash advances|
|Late Payment Fee||Up to $38|
|Purchases APR||13.49% to 23.49%, based on your creditworthiness (APR is subject to change)|
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