| Rewards | Instead of traditional points for personal use, this card automatically donates about 1% of your purchases as cash?back donations to the nonprofit(s) you choose. |
|---|---|
| Signup Bonus | None. |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 22.65% variable APR |
| Cash Advance Fee | 3.00% of each cash advance, with a minimum fee of $15 per advance |
| Late Payment Fee | 2.5% of the amount past due (charged for payments not received by the due date). |
| Purchases APR | 0% APR on purchases |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The Charity Charge Credit Card stands out for its mission-driven approach, automatically donating a portion of your purchases to the nonprofit(s) of your choice. Most users say they like that it combines everyday spending with giving back, and many reviewers mentioned that the no annual fee and straightforward card structure make it easy to manage. Cardholders also appreciate the grace period on purchases and the fact that their everyday dollars can support causes they care about.
On the downside, some users point out that the rewards are all charitable rather than personal, so there’s no cash back or travel perks for the cardholder. Others note that interest rates on cash advances are high, and late payment or returned payment fees can add up quickly if balances aren’t managed carefully.
Personally, I think this card is best for nonprofits or socially minded individuals who want their spending to make a difference and who can pay off purchases in full each month. It’s not the right card for maximizing personal rewards or low-interest borrowing, but if your goal is giving while spending, it’s a unique and thoughtful option.
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Bro sorry, but some error occurred :O
J
Giving Back Made Easy
I used this card for bills and everyday buys, and it automatically turns rewards into donating to causes I can about. It feels great seeing the impact grow each month. A small annual fee, but worth it for the mission driven perks.
