| Rewards | 3 points/$1 spent on gas and groceries; 1 point/$1 spent on all other purchases. |
|---|---|
| Signup Bonus | None |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 25.24% APR |
| Cash Advance Fee | $10 or 5% of the withdrawal, whichever is greater |
| Late Payment Fee | Up to $35 |
| Purchases APR | 0.00% APR for the first 6 months, after that 15.99%, 18.99%, 20.99% or 22.99% APR based on creditworthiness |
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