| Rewards | Bonus offer: Earn 10,000 bonus points (roughly worth $100 in statement credit) after spending $500 in the first 90 days. Rewards rates: 2 points per $1 on NFL/Chicago Bears purchases (game tickets, in-stadium, team pro shops). 1 point per $1 on all other purchases. |
|---|---|
| Signup Bonus | 10,000 points after spending $500 within the first 90 days, equal to about $100 cashback as a statement credit. |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 30.74% |
| Cash Advance Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Late Payment Fee | Up to $41 |
| Purchases APR | 17.74% to 31.74% depending on your credit score. |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The Chicago Bears Extra Points Credit Card is essentially a fan-focused rewards card with no annual fee and a modest signup bonus. It earns extra points on Bears and NFL purchases, while everything else gets a basic return — this card is more about team loyalty than maximizing cash back.
Most users say the card is fun and easy to use, especially for dedicated Bears fans. Many reviewers mentioned that the welcome bonus is attainable, and fans enjoy earning rewards on tickets, merchandise, and game-day spending. The lack of an annual fee is another commonly praised feature.
The biggest complaint is low everyday rewards and limited redemption value. Many users feel points don’t stretch very far unless redeemed for statement credits. Others mention high APRs and average customer service from Comenity Bank
Personally, I think this card makes sense if you’re a die-hard Bears fan who wants a branded card and pays balances in full. For serious cash-back or travel rewards, though, most people will find better value with a general rewards card.
NFL rewards and team perks make it worthwhile for fans.
I enjoy earning points on Bears merchandise and tickets, which is fun. However, the APR is very high, making it risky if you carry a balance. Great for occasional purchases, not for regular use.