| Rewards | The Citi Double Cash Credit Card offers double cash back. 2% total cash back, or 1% when you make a purchase, and 1% when you pay off that purchase later on. |
|---|---|
| Signup Bonus | 0% APR for initial 15 months. |
| Annual Fee | There is no annual fee associated with this card. |
| Cardmember Agreement | View Here |
| Cash Advance APR | 25.24% APR |
| Cash Advance Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Late Payment Fee | None for the first late payment, up to $35 after that. |
| Purchases APR | 12.99%, 15.99%, 18.99%, 20.99%, or 22.99% depending on creditworthiness. |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The card's 2% cash back sounds strong, but the high interest rate makes it risky if you carry a balance. Rewards are straightforward, yet there are no extra perks like travel or purchase protections. It works best only if you pay if full every month otherwise the costs outweigh the benefits
I CAN NEVER FIND THE FUCKING WEBSITE TO LOG IN AND PAY THE BLOODY CARD! It's completely invisible online and on every city site. That's how they get you.
Great credit card!