| Rewards | Signature: 6 points/$1 spent at Hilton hotels; 3 points/$1 spent at supermarkets, drugstores, and gas stations; 2 points/$1 spent on all other purchases. Reserve: 10 points/$1 spent at Hilton hotels; 5 points/$1 spent at supermarkets, drugstores, and gas stations; 3 points/$1 spent on all other purchases. | 
|---|---|
| Signup Bonus | Signature: 40,000 points awarded after spending $1,000 within the first 4 months of card ownership. Reserve: 2 weekend night certificates awarded after spending $2,500 within the first 4 months of card ownership. | 
| Annual Fee | Signature: None Reserve: $95 | 
| Cardmember Agreement | View Here | 
| Cash Advance APR | 25.24% APR | 
| Cash Advance Fee | $10 or 5%, whichever is greater | 
| Late Payment Fee | Up to $35 | 
| Purchases APR | Signature: 15.24%, 17.24%, or 19.24% APR, based on creditworthiness. Reserve: 15.24% APR | 
 
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