| Rewards | 3 points/$1 spent on travel and gas (premier only); 2 points/$1 spent on entertainment; 1 point/$1 spent on all other purchases. |
|---|---|
| Signup Bonus | [Preferred] 20,000 points awarded after spending $1,500 in purchases within 3 months of account opening. [Premier] 50,000 points awarded after spending $3,000 in purchases within 3 months of account opening. [College] 2,500 points awarded after spending $500 in purchases within 3 months of account opening. |
| Annual Fee | Preferred- $0 Premier- $95 College- $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 25.24% APR |
| Cash Advance Fee | $10 or 5%, whichever is greater |
| Late Payment Fee | Up to $35 |
| Purchases APR | [Preferred] 0% APR for 12 months, after that 12.99%, 15.99%,18.99%, 20.99%, or 22.99% APR. [Premier] 13.99%, 16.99%, 18.99%, 20.99%, or 22.99% APR. [College] 0% introductory APR, after that 13.99%, 18.99%, or 23.99% APR. |
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