|Rewards||3 ThankYou points per $1 spent on AT&T purchases and at online retailers. 1 ThankYou point per $1 spent on all other purchases.|
|Signup Bonus||A new, contract-free smartphone courtesy of AT&T after spending $2,000 within the first three months of card ownership.|
|Cardmember Agreement||View Here|
|Cash Advance APR||25.24% APR|
|Cash Advance Fee||$10 or 5% of withdrawal, whichever is greater|
|Late Payment Fee||Up to $35|
|Purchases APR||0.0% APR for first 7 months. After; 14.99%, 16.99%, 18.99%, 20.99% or 22.99% APR based on creditworthiness.|
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