How to Apply for the AT&T Access More Citi Credit Card

If you are a current customer of AT&T and looking for a strong rewards credit card you may be interested in the AT&T Access More Citi Credit Card. Although it comes with a $95 annual fee it’s rewards program (3 point/1$ spent (at AT&T and other online retailers)) is robust, and if you spend $2,000 in the first three months of card ownership you are entitled to a contract-free smartphone courtesy of AT&T. If you would like to apply but are having difficulties please scroll down to find our official application guide.

Please review the Citi online privacy policy before embarking on any applications Citi may offer.


Potential cardholders must be:

  • Be at lest eighteen (18) years of age
  • Have a valid US SSN
  • Have a valid US street address

How to Apply

You will be able to access the secure application from the AT&T Access More Citi Credit Card summary page. Select the NEXT STEP link from this page to be redirected to the secure application.


Step 1- Personal Information

You must now submit the following personal information:

  • Full Name
  • Address
  • Telephone Number
  • Email Address
  • Date of Birth
  • SSN
  • Desired Security Word and Hint


Step 2- Financial Information

Submit the following financial data in order for Citi to properly evaluate your creditworthiness and decide which APR you will be awarded:

  • Total Annual Income
  • Monthly Housing Payment
  • Bank Accounts Held


Step 3- Additional Options

You will be able at this point to both link your pre-existing AT&T account and to add an authorized user, should you desire to do so.


Step 4- Disclosures

Read through both the electronic disclosures as well as the terms and conditions before submitting your application for review.