How to Apply for the Citi Secured Mastercard

Unfortunately we exist in a world in which a credit score can have an unfair bearing on your life, the ripple effect of bad decisions made years ago never ceasing to undulate through the present and future. Thankfully most banks and card providers offer a secured option which helps to build credit through payment mandates and other measures that ensure that cardholders don’t default on their loans. If you are in a position where a card of this sort would be beneficial to your financial circumstances please consider applying. For help with applying feel free to consult our official application guide, available just below.

Before embarking on an application please review the Citi online privacy policy to ensure that your information is being properly protected.


To be eligible to apply you must:

  • Be at least eighteen (18) years of age
  • Have a valid US street address
  • Have a valid SSN

How to Apply

The secure application form is available from this webpage. Once redirected select the next step link to access the form.


Step 1- Personal Information

To get started you must submit the following personal data to the first section of the form:

  • Name
  • Address
  • Telephone Number
  • Email Address
  • Date of Birth
  • Social Security Number


Step 2- Security Word

For security reasons Citi requires you to select a security word and hint. Do so to continue on with the application.


Step 3- Financial Information

In order to be assessed financially you must submit the following data to Citi:

  • Total Annual Income
  • Monthly Housing Payments
  • Account Currently Held


Step 4- Authorized Users

You may add authorized users to your account at this point, should you choose to do so.


Step 5- Electronic Disclosures

Online billing is subject to Citi’s Electronic Disclosures and Privacy Policy. Agree to the terms and continue.


Step 6- Terms and Conditions

Look over the card’s Terms and Conditions to ensure the deal is right for you. If you agree to the terms select submit to officially render your application for review.