| Rewards | Earn 30 000 American Airlines bonus miles if you spend $1000 in the first 3 months of activating your card, 25% savings on in-flight purchases, boarding privileges, first checked bag is free, receive additional employee cards at no additional cost. |
|---|---|
| Signup Bonus | None. |
| Annual Fee | $95 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 21.99% variable |
| Cash Advance Fee | 3% of each cash advance; $5 minimum |
| Late Payment Fee | $15 on balances up to $100; $29 on balances of $100 up to $250; and $39 on balances of $250 and over. |
| Purchases APR | 15.24% variable. |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The card works well for purchases, but fees on certain transactions made me hesitate. It’s okay if you have enough volume, but for occasional use maybe not worth it.
it is decent for tracking business expenses and separating personal spend, but rewards feel weak compared to other Citi business cards. Interest rates are on the high side, too.