|Rewards||Expedited service calls, no late fees, no penalty rate, car rental insurance, citibank will help find lower price on purchases and refund you if you spent too much, $0 liability on unauthorized charges.|
|Annual Fee||No annual fee|
|Cardmember Agreement||View Here|
|Cash Advance APR||12.99%, 15.99%, 18.99%, 20.99%, or 22.99%, based on your creditworthiness.|
|Cash Advance Fee||Either $10 or 5% of the amount of each cash advance, whichever is greater.|
|Late Payment Fee||None|
|Purchases APR||0% introductory APR for 21 months from date of account opening. After that, your APR will be 12.99%, 15.99%, 18.99%, 20.99%, or 22.99%, based on your creditworthiness.|
I have had this card for over 2 years and so far so good.
Misinformed about 0% balance transfer.