How to Apply for the Citibank Simplicity Credit Card

Individuals that are looking to benefit from the no hassle, easy-to-use Citibank Simplicity Credit Card must first submit an online application. Like all other Citibank credit card applications, the application process for the Citibank Simplicity Credit Card uses encryption in order to protect sensitive information.



Individuals that wish to apply for the Citibank Simplicity Credit Card must ensure that they are:

  • at least 18 years of age or older
  • a resident of the United States


How to Apply

Before beginning the application process, it is important to take note that Citibank uses an irregular webpage format in order to receive your personal information. Users must click the corresponding subsections in order to reveal the blank spaces in which to enter their information. For example: the area in which you have to enter your date of birth will not be available until you click the grey tab titled “DATE OF BIRTH”.

Step 1: Navigate to the Secure Application Webpage.

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Step 2: Input the following information in the applicable fields:


  • Full name
  • Mailing address
  • Telephone number
  • E-mail
  • Date of birth
  • Social security number
  • Security word you wish to use when logging in to your online profile
  • Salary, wages, and other income

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Step 3: Click the grey “Electronic Disclosure” tab and click the faded check-box to confirm that you agree to receive an electronic copy of the Additional Disclosures and Privacy Notice.

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Step 4: Review the terms and conditions and click the faded check-box at the bottom of the page which signifies that you have read and agree to the terms and conditions.

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Step 5: Review the information that you have entered to ensure you have not made any mistakes.

Step 6: Click the “Submit” button at the bottom of the page to finalize the application.


Once all of the steps have been completed, you will have finished the application process for the Citibank Simplicity Credit Card. Approval or rejection of your application will be given instantaneously.