How to Apply for a Credit One Unsecured Platinum Visa Credit Card


The Credit One Unsecured Platinum Visa Credit Card is a rather confusing card whose corresponding application webpage offers little to no helpful information in solving the riddle that is this card. The reward earning potential is minimal in that you are only offered 1% cash back on gas and grocery purchases and the exact annual fee is unspecified offering only a ballpark figure of $35-$99. Add an unfortunately high interest rate for both cash advances and purchase 17.90% to 23.90% (based on your creditworthiness) and you have a card that would probably be best to avoid. Now, I would never claim to know everything, so if there truly is something I am missing here that compels you to have this card then scroll down this page and you will find a guide we have created that will walk you through everything you need to know about completing the online application process.

Before proceeding we recommend to all of our readers that they take a moment to review the online privacy policy so as to be certain they know how their personal information is going to be handled throughout the application process.

Requirements

In order to complete the online application process successfully, applicants must:

  • Be at least 18 years of age or older
  • Be a resident of the United States of America
  • Have a valid Social Security Number (SSN)

How to Apply

Step 1: Navigate to the application homepage, pictured below.

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Step 2: Scroll down the page and click the Apply Now link underneath the Credit One Unsecured Platinum Visa heading. HINT: It is the pink card, second from the left.

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Step 3: Enter the following information into the blank spaces provided:

  • First and last name
  • Social security number
  • Home street address
  • City
  • State
  • Zip code

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Step 4: Click the I Agree button at the bottom of the page.

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Step 5: On the following page you will be required to review the terms and conditions before clicking the I Agree button at the bottom of the page.

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Step 6: What you have just completed was a pre-screening for the Credit One Unsecured Platinum Visa Credit Card. If you have received a rejection of the first half of the application you must look for another credit card for which to apply. If you need help finding a card, please use our website to compare and contrast many of the available credit cards. If you have been approved, you will be required to enter some basic financial information as well as setup an online account in order to finalize the application process.

Once all of these steps have been completed you will have finished the online application process for the Credit One Unsecured Platinum Visa Credit Card. Congrats, all the hard work is over.

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