How to Apply for a Total Visa Unsecured Credit Card

The Total Visa Unsecured Credit Card is a card that is designed for a very particular cardholder. This card is geared for people who have severely poor credit and need to establish themselves as healthy credit users. The Total Visa Unsecured Credit Card has an annual fee of $75.00 for first year and after that, $48.00. You are only allowed $300 of credit which is marketed as a means by which you can ensure you are making strides towards positive a positive credit score. Now here is the bad part, both the cash advance and purchase interest percentages are 29.99%. This is extraordinarily high and is nearly what the Oxford dictionary defines as “robbery”. Unless you are in a position where you both need a credit card and have been rejected everywhere else, you should not be applying for this card. If you are however in that uncomfortable position, continue on and you will find a guide we have created that explains everything you need to know about completing the online application.

Please take a moment to briefly go over the online privacy policy. Doing so will ensure you are informed of how your personal information is going to be handled throughout the application process.


For the online application process to be completed successfully you must meet the following requirements:

  • Be at least 18 years of age or older
  • Be a resident of the United States of America
  • Have a valid Social Security Number

How to Apply

Step 1: Navigate to the application homepage, pictured below.

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Step 2: Enter the following information in the blank spaces provided:

  • First name
  • Middle initial
  • Last name
  • E-mail address
  • Verify e-mail address
  • Street address
  • City
  • State
  • Zip code
  • Home phone number
  • Mobile phone number

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Step 3: Designate whether your have an active checking account.

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Step 4: Review the terms and conditions and click the tickboxes to certify you are a U.S. resident and whether you wish to receive daily e-mails.

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Step 5: Click the Continue button to complete the application process.

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