| Rewards | Earn 3% cash back on ride-sharing, streaming, and cable services, 2% cash back on gas and restaurants, and 1% cash back on all other eligible purchases. Rewards can be redeemed for cash back, gift cards, travel, merchandise, and more. |
|---|---|
| Signup Bonus | None. |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 28.74% variable APR |
| Cash Advance Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Late Payment Fee | Up to $40 |
| Purchases APR | 18.74% to 28.74% variable APR, based on your creditworthiness. |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The Kansas City Zoo Visa Credit Card is a niche rewards card that combines everyday cash back with support for the Kansas City Zoo. It has no annual fee and earns 3% cash back on select categories like streaming and ride-sharing, 2% on gas and restaurants, and 1% on all other purchases. Instead of a traditional welcome bonus, each new approved account helps support the zoo through a charitable contribution from the issuer.
Most users say they like the unique zoo-themed design and appreciate that using the card helps support wildlife conservation. Many reviewers mentioned the no-annual-fee structure and straightforward cash back categories as added benefits.
On the downside, many reviewers point out that the rewards categories aren’t as competitive as those offered by leading cash back cards, and the card doesn’t include meaningful zoo-specific perks such as free admission or membership discounts. Others note that it’s best suited for supporters of the organization rather than reward maximizers.
Personally, I think the Kansas City Zoo Visa Credit Card is a good fit for zoo supporters who want their everyday spending to benefit a cause they care about. If your priority is earning the highest possible cash back or premium travel perks, you’ll likely find stronger options elsewhere.
I got this for fun and to support the zoo, but the rewards are weak and redemption options are disappointing. The animal prints are cute, but that's about all it has going for it.