How to Apply for the Kansas City Zoo Visa Credit Card

Lions, tigers, and bears, oh my! The Kansas City Zoo, like all frail public institutions, could really use a helping hand. Thankfully Commerce Bank has once again come to the rescue with their Kansas City Zoo Visa Credit Card, a card that donates a whopping $35 each time a new card is registered. Commerce is generous enough to include their normal rewards program along with the additional benefits for the zoo to entice those less enthused by the institution of publicly displayed animal slaves.

Read through Commerce Bank’s Privacy Policy before applying like any mature adult would do. Don’t be caught inadvertently wiring your life savings to third-world nobility.


All applicants, animal lovers or otherwise, must meet these requirements in order to apply:

  • Be at least 18 years of age
  • Have a valid US street address
  • Have a valid SSN

How to Apply

Commerce Bank hosts summary website for all of their credit cards, including the Kansas City Zoo card located here. From this page you will be able to access the secure application by simply clicking the bright green apply now link.


Step 1- Terms and Conditions

Read the terms and conditions now! Commerce certainly isn’t going to give you another chance. Just make sure the card is up to your standards before continuing with the application.


Step 2- General Information

Submit your basic personal information here in order to continue. Specifically, you will need to give Commerce the following:

  • Full name
  • Address
  • Phone number
  • Email address
  • Duration at address
  • Date of birth
  • SSN
  • Mother’s maiden name



Step 3- Employment and Financial Information

Commerce needs to evaluate your financial record in order to decide on what APR you will receive, the punitive 20.24% or that sweet, sweet 14.24%. In order for them to do this submit the following into the provided fields.:

  • Occupation
  • Employer
  • Time with employer
  • Work phone number
  • Total annual income
  • Other income
  • Housing status
  • Monthly housing payment
  • Nearest relative full name / relationship


Step 4- Additional Questions

If you have declared bankruptcy within the past ten years or if you are not a US permanent resident you must declare so now. Be honest!


Step 5- Final Questions

To finish off the application Commerce has packed a series of completely unrelated optional actions into the last section. Add a co-applicant, perform a balance transfer, link a Commerce account, or buy overdraft protection here. Submit your application once you’ve waded through all of the steps preceding it.