| Rewards | Earn rewards points on everyday purchases with bonus earning on NFL and team?related purchases (like Browns game tickets, in?stadium purchases, NFLShop.com, etc.). Typically: 2 points per $1 on NFL and team purchases 1 point per $1 on all other purchases |
|---|---|
| Signup Bonus | Earn a bonus (often 10,000 points ? $100 statement credit) after spending a certain amount (e.g., ~$500 in purchases within the first 90 days) |
| Annual Fee | There is no annual fee associated with this card. |
| Cardmember Agreement | View Here |
| Cash Advance APR | About 31.74% variable APR |
| Cash Advance Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Late Payment Fee | Up to $41. |
| Purchases APR | Approximately 17.74% to 31.74% variable APR for purchases. |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The Cleveland Browns Extra Points Credit Card is known for letting fans show team pride while earning rewards points on everyday spending, with bonus points for Browns and NFL-related purchases. It comes with no annual fee and offers points that can be redeemed for team merchandise, game experiences, or statement credits.
Most users say they enjoy the team-focused rewards and perks, and many reviewers mentioned that it’s fun for die-hard Browns fans who want a card tied to their favorite team. Cardholders also like the easy-to-use rewards portal and that it’s free to maintain year after year.
On the downside, some users complain that the points-to-value ratio isn’t very strong compared with other cash-back or travel cards, and a few noted that the APR is high if you carry a balance. Additionally, there’s no large signup bonus like you might find on mainstream rewards cards.
Personally, I think this card is best for Cleveland Browns superfans who want a simple, no-fee way to earn team-related rewards. If your goal is high-value cash back, travel perks, or low interest rates, there are better options out there. For fan engagement and modest rewards on everyday purchases, though, it’s a fun, niche card.
RATE THIS CREDIT CARD
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Fun idea, poor execution
I was excited to rep my browns pride and thought the bonus points for merch and tickets would be great. In reality, the rewards were confusing and hard to redeem, and the interest rates felt high. Not worth the hype for me.
