How to Apply for the Community First Credit Union Low Rate Mastercard

If you are the kind of person who isn’t fooled by rewards programs and offers and just wants to pay a small fee annually for a decent annual interest rate, you may want to take a look at the Low Rate Mastercard. It’s a no frills, no flash mastercard with a low annual fee of $30 and 11.99% Annual Interest Rate which will allow you to access funds cheaply with the flexibility of a major credit card. Interested? Scroll down to check out our guide to the application process.

Be sure to check out the websites online privacy policy to ensure the security of your personal and financial information.

How to Apply

Navigate to the overview page here of your Low Rate mastercard and select either the title display in blue or click on the Apply Now  button underneath the card icon

First thing you must do is find your way to this webpage and look out for the Student Choice Rewards Mastercard option. You can click on either the title of the card in blue or on the button that labeled Apply Now to start the online application.


You will notice that upon arrival to the application page, the window below will appear telling you that access is granted only to credit union members. Select Yes and enter in Community First Credit Union where required.



Step 1-Disclosures

Check off the Information Box if you consent to receiving the Information Box, Terms and Conditions and the Privacy terms electronically.


Step 2-Personal Information

Note that only the starred fields are mandatory in this application. You must then enter the following personal information accordingly:

  • First Name
  • Last Name
  • Home address
  • City
  • Province
  • Postal Code
  • Housing Status
  • Monthly payment
  • Years at Current Address
  • Home Phone #
  • Mobile Phone #
  • Your Birthday
  • Mother’s Maiden Name




Step 3-Employment Information

The employment information requried of you will vary depending on whether you are employed, a homemaker, permanently disabled, retired, unemployed, self employed or a student. Select the one that best suits your current situation and enter the financial information required.



Step 4-Additional User Information

If you’d like to add an additional user, select yes and submit their information into the starred fields. If not, select No and skip this step.


Step 5-Terms and Conditions

Once you’ve read the terms and conditions, check the box that indicates that you agree and understand them to finish the application process.