| Rewards | Card holders can earn 2% Cash Back at U.S. restaurants, 2% Cash Back on eligible travel purchases, including at Costco, and, 1% Cash Back on other purchases, including at Costco. |
|---|---|
| Signup Bonus | 0.0% introductory APR for the first 6 months. |
| Annual Fee | There is no annual fee associated with the Costco Credit Card. |
| Cardmember Agreement | View Here |
| Cash Advance APR | 25.24% APR |
| Cash Advance Fee | Either $5 or 3% of the amount of each cash advance, whichever is greater. |
| Late Payment Fee | Late payments can be up to $35. |
| Purchases APR | 15.24% APR |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The card only shines if you shop heavily at Costco. Outside the store, rewards are limited and not very flexible. Interest rates are high, making balances expensive. Overall, it's more of a store card than a strong everyday option