| Rewards | N/A |
|---|---|
| Signup Bonus | 5% off the first purchase when a new cardholder is approved and uses the card within 30 days of account opening. The current offer is valid through September 30, 2026 |
| Annual Fee | There is no annual fee associated with the Tires Plus Credit Card. |
| Cardmember Agreement | View Here |
| Cash Advance APR | N/A |
| Cash Advance Fee | N/A |
| Late Payment Fee | $30, or $41 if you had a late payment in any of the previous six billing cycles under the applicable CFNA agreement |
| Purchases APR | 34.99% for the current Tires Plus private-label card. |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The Tires Plus Credit Card is primarily a financing card for tires and automotive services, with no annual fee and six-month promotional financing on qualifying purchases of $149 or more.
Most users say the biggest benefit is being able to spread out the cost of expensive tire or repair purchases. Some reviewers also appreciate the exclusive Tires Plus discounts and financing offers.
On the negative side, many reviewers mentioned billing problems, difficulty making payments, customer-service frustrations, and confusion around promotional financing. Recent complaints on BBB and consumer-review sites include issues with late fees, payment processing, card delivery, and account management.
Personally, I think this card makes the most sense for someone who needs a large Tires Plus purchase and can pay the promotional balance in full within the required period. It has limited usefulness for everyday spending, and the high regular APR means carrying a balance can become expensive.
I picked up the tires plus the credit card when I needed new tires and occasional service, and it does decent promotional deal there. Outside of that, though, the rewards and benefits are pretty minimal
I got this card mainly to manage my tire and auto repair costs. It made payments easier and I liked spreading the cost over a few months. I would not use it for anything outside of Tire Plus stores, but for car stuff it works as expected.
The representatives "talk over" you, interrupting you and repeat themselves as if they didn't actually listen to your question. Horrible to communicate with.
your staff are wonderful i'm glad i got hooked up with you