| Rewards | Unlimited 1% cash back on gas and groceries purchases. |
|---|---|
| Signup Bonus | None. |
| Annual Fee | $35 to $99. |
| Cardmember Agreement | View Here |
| Cash Advance APR | 17.90% to 23.90%, based on your creditworthiness. Variable based on the market Prime Rate. |
| Cash Advance Fee | Either $5 or 8% of the amount of each cash advance, whichever is greater. |
| Late Payment Fee | Up to $35. |
| Purchases APR | 17.90% to 23.90%, based on your creditworthiness. Variable based on the market Prime Rate. |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The card is okay, but the fees feel a bit high for what you get. It helped me get approved when other cards denied me, so I still keep it open.
This card helped me rebuild my credit, but the annual fee hits hard for the limit they offer. Payments post fast, though, and it's good if you just need a simple starter option.