| Rewards | 5% cash back on certain purchase categories subject to change every three months, 1% cash back on other purchases |
|---|---|
| Signup Bonus | 0% APR on first 12 billing cycles, Double cash back amount after first year of billing for new users |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 24.99% |
| Cash Advance Fee | $10 or 5 % of the amount, whichever is greater |
| Late Payment Fee | Up to $35 |
| Purchases APR | 10.99%-22.99% depending on creditworthiness |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
RATE THIS CREDIT CARD
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Bro sorry, but some error occurred :O
A
excellent cash back
I love the rotating 5% cash back categories, I earned sweet rewards on groceries and gas. The only downside, cash back posts a little slowly, so balance stays low until payout. Great for someone disciplined with spending.
N
Excellent intro rewards and strong value
I’ve been using the Discover it® Cash Back card, and overall I’m very happy. The “Cashback Match” at the end of the first year meant all the cash back I earned got doubled.
Intuit Credit Karma
+1
The rotating 5% categories each quarter (after activation) allow me to score significant rewards since I align my spend to them.
The things to keep in mind: you must activate the categories quarterly, and if your spending doesn’t align with the bonus categories you might get less value. Also the rotating nature means you have to pay attention. If you’re okay doing that, this is one of the best value cash-back cards out there.
