| Rewards | Points option= 1 point per dollar spent Cash option= 1% cashback on each dollar spent |
|---|---|
| Signup Bonus | None |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 21% APR |
| Cash Advance Fee | $2.50 or 2.5% of amount, whichever is greater |
| Late Payment Fee | Less than $1000=None, $1000-$2000=$15, Greater than $2000=$25 |
| Purchases APR | 10% |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
I signed up thinking "platinum' meant big rewards, but it's just basic visa with modest cash back. The app is clunky, and I feel like I could've gotten a better deal elsewhere.