| Rewards | 3 points/$1 spent on airline purchases; 2 points/$1 spent on hotel and restaurant purchases; 1 point/$1 spent on all other purchases |
|---|---|
| Signup Bonus | 7,500 bonus points awarded after first purchase |
| Annual Fee | $95 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 23.99% APR |
| Cash Advance Fee | 4% of the withdrawal or $10, whichever is greater. |
| Late Payment Fee | Up to $38 |
| Purchases APR | 0% APR for the first 6 months. After that, 11.99% to 22.99% APR based on creditworthiness |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
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V
Great for Trips, a Bit Quiet Otherwise
I picked this up before my first big family trip to Miami and honestly it was a pleasant surprise. Points stacked smoothly on flights and hotels, and the travel rewards helped shave off part of the bill. Customer service was friendly when I called with a question, and I felt secure using Amex protection abroad. A few months later it doesn't excited me for daily spending, but for travel it's been a solid sidekick.
R
Surprisingly good
This one surprised me. The travel rewards are quite good, and the Amex perks add a nice touch. I’ve used the points for hotel stays twice now. The only downside is that it’s not accepted everywhere like Visa, but otherwise it’s a keeper.
