| Rewards | None | 
|---|---|
| Signup Bonus | None | 
| Annual Fee | $0 | 
| Cardmember Agreement | View Here | 
| Cash Advance APR | 23.99% APR | 
| Cash Advance Fee | 4% of the withdrawal or $10, whichever is greater. | 
| Late Payment Fee | Up to $38 | 
| Purchases APR | 0% APR for the first 12 months. After that, 9.99% to 20.99% APR based on creditworthiness | 
 
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