| Rewards | 3% cash back at gas stations for up to $6000, 2% cash back at grocery stores, 1% cash back on all other purchases |
|---|---|
| Signup Bonus | $25 cash back after first purchase is made |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 23.99% APR |
| Cash Advance Fee | 4% of advance or $10, whichever is greater. |
| Late Payment Fee | Up to $38 |
| Purchases APR | 11.99% to 22.99% APR based on creditworthiness, 0% first 6 months |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
This card has bee reliable for everyday purchases and the cash back program is straightforward. Rewards post quickly,, ad managing the account online is simple. Customer service has been responsive whenever I had questions. While it doesn't have flashy extras, the steady cash back and smooth experience make it a strong choice for practical
This is my “safe” credit card. No surprises, no weird fees popping up, no complicated points. Just cash back, plain and simple. As much as I love getting cash rewards, I do sometimes wish the percentages were higher—especially since other Amex cards offer more. But First County Bank is local, and they’ve always treated me well, so I’m happy keeping this as my steady go-to card.
The cashback rewards add up quickly, and redeeming them is simple. Highly recommended for anyone looking to earn cash back!