How to Apply for the First County Bank Secured Visa Credit Card

The First County Bank Secured Visa Credit Card is advertised as a card in which you can re-establish your credit history through linking a savings account as a back up to fund your account. If you’ve selected this post, it is then because your score is so low that you’ve been left with this option of 20.99% APR. Of course, as with most credit cards, if you pay the balance off in full before the 21 day grace period, this won’t play a factor. However, this can be easier said than done so before committing to a credit card with such a high interest rate, consider speaking to a financial adviser about what the best steps are to get your credit score back on track. If you’re still interested in this particular option, we’ll walk you through the application process below.

First, read over the online privacy policy issued by Elan Financial Services (the card handler) before entering any personal data.

How to Apply

It is on the card summary page for the Secured Visa that you you will find the Apply Now button. Once clicked, it will give you access to the necessary paperwork.

Step 1- Personal Information

You will be asked to provide this personal information:

First Name
Last Name
Date of Birth
SSN
Primary Phone Number
Mobile Phone Number
Email Address

Step 2-Housing Information

You will need to supply the following information pertaining to your home address:

Street Address
Apt #(if applicable)
City
State
Zip Code
Time at Address
Housing Status
Monthly Payment

Step 3-Financial Information

To determine your credit worthiness, EFS will need this financial info:

Employment Status
Annual Income
Whether or not you have another source of income
Other income Amount (if applicable)
Other income Source (if applicable)

Step 4- Other Accounts

If you have other accounts with First County Bank, you can check them off accordingly.

Step 5- Additional Cards

A joint applicant can be added here if you so wish.

Step 6-Account Funding

You can now select the checking or savings account which will fund your secured account, as well as establish the amount (between $300-$5000).

Step 7-Terms and Conditions

Be sure to review the terms and conditions thoroughly before checking off the box that indicates that you accept them. To send your form in for assessment, just click Submit and you’re all done. Good luck!