| Rewards | Earn 1 point for each $1 of net purchases posted to the account |
|---|---|
| Signup Bonus | 0% introductory APR for the first 12 billing cycles on purchases |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 25.49% (APR is subject to change) |
| Cash Advance Fee | Either $15 or 5% of the amount of each cash advance, whichever is greater |
| Late Payment Fee | Up to $37 |
| Purchases APR | 16.24%-23.24% APR, depending on your creditworthiness (APR is subject to change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
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Bro sorry, but some error occurred :O
M
Balanced
I’ve been using the First Federal Complete Rewards Visa for about 18 months. What I like: consistent rewards on all purchases (no crazy rotating categories), and the issuer has been solid in customer service (when I needed a replacement card, it arrived quickly).
What could improve: the rewards rate could be higher for premium spenders, and there are fewer “wow” perks like airport lounge access or high-end travel insurance. If you carry a balance, the interest rate is still high (as with most cards).
But for me, as someone who pays off monthly and uses the card for most of my bills/grocery shopping, this card hits nicely. I’ll rate it 4 stars.
