First Premier Credit Card

Card Details
Rewards	None.
Signup Bonus	None.
Annual Fee	$75 annual fee for first year. Following years have $45 annual fee. No monthly servicing fee for first year, but $6.95 servicing fee for following years.
Cardmember Agreement	View Here
Cash Advance APR	36% APR
Cash Advance Fee	Either $6 or 5% of each cash advance, whichever is greater.
Late Payment Fee	Up to $38.
Purchases APR	36% APR. There is also a $95 processing fee when you apply for the account.
* Card terms and offers are subject to change. Confirm current details with the issuer.

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Bro sorry, but some error occurred :O

Frustrating Fees and Slow Progress

Dec 29, 2025 by Carlo Hanson

I got this card to rebuild my credit, but the high fees and low limit made everyday use tough. Payments showed up late even when I paid on time. I didn't see much credit improvement. Highly frustrating experience.

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Nov 1, 2016 by Bettie Domer

I AM GLAD TO HAVE A CARD LIKE THIS ONE IT HAS BEEN A GREAT CHOICE I RATE THIS A FIVE bettie domer

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Oct 5, 2016 by Terresa Morris

great service

First Primer Card

Jun 12, 2016 by Alec Marsh

This card is great gave me a chance when no one else would and helped bring my credit up a lot. Definitely a customer for life. and to the person named Shawna walker maybe you should be late on your payments then you wouldn't need to pay a fee. You shouldn't have a credit card if you cant even pay off the minimum payment.

First PREMIER Card

Jun 10, 2016 by Shawna Walker

Dont get this card unless you have too! they charge for making a payment for the same day, plus their late fee is $50. I have a balance of $200, and I am going to close my card out after. If you want a great credit card get a Capital One! love their cards

First Premier Card mastercard

Apr 22, 2016 by Cathy Huntley

Excellent card. I wouldn't trade it for any other credit card. Also, they gave me a second chance when no one else would. I'm a customer for life. Thank you so much.

First Premier Credit Card

Apr 5, 2016 by Linda Rafkin