| Rewards | None. |
|---|---|
| Signup Bonus | None. |
| Annual Fee | $75 annual fee for first year. Following years have $45 annual fee. No monthly servicing fee for first year, but $6.95 servicing fee for following years. |
| Cardmember Agreement | View Here |
| Cash Advance APR | 36% APR |
| Cash Advance Fee | Either $6 or 5% of each cash advance, whichever is greater. |
| Late Payment Fee | Up to $38. |
| Purchases APR | 36% APR. There is also a $95 processing fee when you apply for the account. |
I AM GLAD TO HAVE A CARD LIKE THIS ONE IT HAS BEEN A GREAT CHOICE I RATE THIS A FIVE bettie domer
great service
This card is great gave me a chance when no one else would and helped bring my credit up a lot. Definitely a customer for life. and to the person named Shawna walker maybe you should be late on your payments then you wouldn't need to pay a fee. You shouldn't have a credit card if you cant even pay off the minimum payment.
Dont get this card unless you have too! they charge for making a payment for the same day, plus their late fee is $50. I have a balance of $200, and I am going to close my card out after. If you want a great credit card get a Capital One! love their cards
Excellent card. I wouldn't trade it for any other credit card. Also, they gave me a second chance when no one else would. I'm a customer for life. Thank you so much.
very nice
excellent card glad i got it
