How to Apply for a First Premier Credit Card

Typically, with cards that are below average we tend to point out the negatives while looking at the brighter side of the card. With the First Premier Credit Card there is no bright side. This credit card is as close to a scam as there is. Not only is the interest rate absurdly high at 36% APR for both purchases and cash advances, there is a $95 fee just to apply for this card. $95! Just to apply! There is also no ability to contact them other than over the phone and through the mail, and there are loads of service fees for simply making use of the card. Also, if you are living in New York or Wisconsin you can’t apply for this card, because this credit card is illegal there. If you have been rejected by literally every other credit card that is available, try and apply for them all again and then, and only then, should you scroll down this page and follow our step-by-step guide that will explain everything you need to know about completing the application process online.

Before you continue we highly recommend that you take a moment to read the online privacy policy. Doing so will explain how your personal information is going to be handled throughout the application process.


For the application to be completed successfully you must:

  • Be at least 18 years of age with a valid Social Security number
  • Have poor credit
  • Have a checking account
  • Be a US resident living in any state but New York or Wisconsin (State laws prohibit this offer in these areas)

How to Apply

Step 1: Navigate to the application homepage, pictured below.

First Premier Credit Card - Apply 1

Step 2: Click the Continue button to proceed.

First Premier Credit Card - Apply 2

Step 3: On the following page click the Apply Now! link.

First Premier Credit Card - Apply 3

Step 4: Enter the following information in the blank spaces provided:

  • First name
  • Last name
  • Address
  • City
  • State
  • Zip code
  • Time at residence
  • Residence type
  • Home phone number
  • Whether you have a checking or savings account
  • Date of birth
  • Social security number
  • Confirm social security number
  • E-mail address

First Premier Credit Card - Apply 4

Step 5: Click the tick-box to consent to the terms and conditions, and to agree that you have read the privacy policy.

First Premier Credit Card - Apply 5

Step 6: Click the Continue button to finalize the application process.

First Premier Credit Card - Apply 6