| Rewards | ”[Bonus] Earn 1 point for every $1 spent plus get 25% bonus on all points earned each month, [Bonus Plus] Earn 1 point for every $1 spent plus get 50% bonus on all points earned each month |
|---|---|
| Signup Bonus | [Bonus] $25 cash back with first purchase [Bonus Plus] $50 cash back with first purchase |
| Annual Fee | $0 [Bonus] $50 [Bonus Plus] |
| Cardmember Agreement | View Here |
| Cash Advance APR | 24.24% (APR is subject to change) |
| Cash Advance Fee | 4% or $10, whichever is greater |
| Late Payment Fee | Up to $37 |
| Purchases APR | 12.24% to 23.24%, depending on credit score (APR is subject to change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
I like that I earn rewards on everyday purchases, it helps with groceries and fuel. But the reward rate is just average compared with other card's I've used. It's reliable for routine spending, but not exciting.