| Rewards | [Bonus Rewards] Earn 1 point for every $1 spent and every month receive a 25% bonus on all points earned that month [Bonus Rewards PLUS] earn 1 point per $1 spent and every month receive a 50% bonus on all points earned that month |
|---|---|
| Signup Bonus | [Bonus Rewards] First purchase earns user $25 [Bonus Rewards PLUS] first purchase earns user $50 [Bonus Rewards/Bonus Rewards PLUS] 0% introductory APR for first 6 billing cycles |
| Annual Fee | [Bonus] $0 [Bonus PLUS] $50 |
| Cash Advance APR | 24.49% (rates are subject to change) |
| Cash Advance Fee | $5 or 3%, whichever is greater, for check cash advances, $10 or 4% for cash advance and ATM cash advances, and $20 or 4% for cash equivalent advances |
| Late Payment Fee | Up to $37 |
| Purchases APR | 12.49% to 23.49% (rates are subject to change) |
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