| Rewards | Cardholders earn 3% cash back on purchases made at office supply stores and on phone/internet/TV services, 2% cash back on restaurant and gas purchases, and 1% cash back on all other purchases |
|---|---|
| Signup Bonus | $25 cash back bonus after first purchase, 0% introductory APR for first 6 billing cycles on purchases and balance transfers (balance transfer fees still apply) |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 24.49% (subject to change) |
| Cash Advance Fee | $5 or 3%, whichever is greater, for check cash advances, $10 or 4% for cash advance and ATM cash advances, and $20 or 4% for cash equivalent advances |
| Late Payment Fee | $19, $29, or $39, depending on balance |
| Purchases APR | 12.49% to 23.49%, based on credit score (interest rates may change) |
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