| Rewards | Cardholders earn 3% cash back on purchases made at office supply stores and on phone/internet/TV services, 2% cash back on restaurant and gas purchases, and 1% cash back on all other purchases |
|---|---|
| Signup Bonus | $25 cash back bonus after first purchase, 0% introductory APR for first 6 billing cycles on purchases and balance transfers (balance transfer fees still apply) |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 24.49% (subject to change) |
| Cash Advance Fee | $5 or 3%, whichever is greater, for check cash advances, $10 or 4% for cash advance and ATM cash advances, and $20 or 4% for cash equivalent advances |
| Late Payment Fee | $19, $29, or $39, depending on balance |
| Purchases APR | 12.49% to 23.49%, based on credit score (interest rates may change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
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V
Decent Card Not a Game Changer
As a small freelance photographer, the cash back on supplies and software subscription was nice. But the rewards accumulate slowly, and their app feels clunky compared to other business card I've had. Fine for basics, but not standout.
