| Rewards | Exclusive discounts and promotional offers are available on a limited time basis to card members. |
|---|---|
| Signup Bonus | None. |
| Annual Fee | None. |
| Cardmember Agreement | View Here |
| Cash Advance APR | 29.95% APR. |
| Cash Advance Fee | The greater of either $10 or 5% of the advance amount. |
| Late Payment Fee | Up to $35 for a late or returned payment. |
| Purchases APR | 28.99% APR. |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
I opened this card after an unexpected tire replacement, and it definitely helped spread out the cost. The promotional financing was useful, but outside of Goodyear locations, there's zero reason to use it. It's practical, just very limited.
The special financing options make larger tire and auto purchases much easier to manage, and I've already used it for a few maintenance expenses. It's a reliable card for anyone who drives regularly and wants flexibility with auto expenses.