| Rewards | The card gives the user access to a number of financing plans targeted at promotional merchandise located in Guitar Center stores. See page 7 of the application for details;http://images.guitarcenter.com/Content/GC/financing/pdf/GC019_14_110314.pdf |
|---|---|
| Signup Bonus | None. |
| Annual Fee | None. |
| Cardmember Agreement | View Here |
| Cash Advance APR | None listed on application (inquire with creditor). |
| Cash Advance Fee | None listed on application (inquire with creditor). |
| Late Payment Fee | Up to $35. |
| Purchases APR | 22.9% (or 26.9% if a late payment is made). |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
As a guitarist, the Guitar Center Credit Card has been a real help. Financing options for gear are convenient, and the discount on purchases make it worth having. Interest rates can be high if you carry a balance, but for occasional big buys, it's solid.