| Rewards | Cardholders enjoy benefits such as VIP financing on select items, easy returns, and extra flex payments on select items. |
|---|---|
| Signup Bonus | Earn $20 off your first purchase when you use your new HSN credit card. |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | N/A |
| Cash Advance Fee | N/A |
| Late Payment Fee | Up to $35 |
| Purchases APR | 26.99% APR |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The HSN credit card is handy for purchasing home shopping items, but the high interest rates and confusing billing cycles can be frustrating. I like the promotional offers, yet if you carry a balance, the fees quickly outweigh the benefits.