Huntington Credit Card

Card Details
Rewards	Usually a flat ~1.5% cash back on all purchases
Signup Bonus	Typically a modest bonus (around $200–$400 range) after spending a set amount in the first few months
Annual Fee	$0
Cardmember Agreement	View Here
Cash Advance APR	Variable ~28.24% – 29.24% APR
Cash Advance Fee	Either $10 or 4%–5% of the amount, whichever is greater
Late Payment Fee	Up to $41
Purchases APR	Variable ~20.24% – 29.24% APR
* Card terms and offers are subject to change. Confirm current details with the issuer.

Card Details

Rewards

Usually a flat ~1.5% cash back on all purchases

Signup Bonus

Typically a modest bonus (around $200–$400 range) after spending a set amount in the first few months

Annual Fee

Cardmember Agreement

View Here

Cash Advance APR

Variable ~28.24% – 29.24% APR

Cash Advance Fee

Either $10 or 4%–5% of the amount, whichever is greater

Late Payment Fee

Up to $41

Purchases APR

Variable ~20.24% – 29.24% APR

* Card terms and offers are subject to change. Confirm current details with the issuer.

CARD OVERVIEW

The Huntington Credit Card lineup (mainly the Voice Rewards and Cashback cards) stands out as a simple, no-annual-fee option from a regional bank, focused on straightforward cash back rather than flashy perks or travel benefits. Most users say the appeal comes from either a flat-rate 1.5% cash back structure or the ability to choose bonus categories with the Voice Rewards version.

Many cardholders appreciate the clean, easy-to-understand rewards system, no annual fee, and generally solid customer service. Some reviewers also mention that it’s a good “everyday spender” card if you already bank with Huntington, especially because rewards can be redeemed directly into a Huntington account.

On the downside, many users point out that the rewards are average compared to top national cash back cards, and the category caps on bonus earnings can limit long-term value. Others feel there’s nothing particularly unique about the card if you don’t already use Huntington banking services.

Personally, I think this card is best for people who want a low-maintenance cash back card with a regional bank relationship. But if your goal is maximizing rewards or getting premium perks, most users would likely find stronger options elsewhere.

RATE THIS CREDIT CARD

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Bro sorry, but some error occurred :O

Smooth Surprise Perks

Jan 19, 2026 by Damian Riley

I got this card on a whim, and it's become my go to for everyday buys. Rewards are steady. app is easy to navigate, and I actually look forward to checking my balance.

Decent card but nothing special

Nov 13, 2025 by Diane Wallace

I've been using this card for about six months, and while it's reliable, it doesn't really stand out. The cash back is okay but not competitive as other cards I've tried. On the plus side payments processed quickly, and their customer support is polite and it's actually a good card if you already bank with Huntington, but not most rewarding option for everyday use.

600000

Sep 29, 2016 by Prince Sahil Kumar