Rewards	For every $1 spent with the JCPenney Credit Card, receive one point. If you get 100 points, you receive $10 credit on your card. You can also receive special financing for purchases of furniture, window treatments, in-home custom decorating, mattresses, fine jewelry or watches when you use your card.
Signup Bonus	Save 15% and get free shipping for first purchase made with the JCPenney Credit Card. This offer applies to apparel, shoes, handbags, fine jewellery and home merchandise.
Annual Fee	There is no annual fee associated with the JCPenney Credit Card.
Cardmember Agreement	View Here
Cash Advance APR	N/A
Cash Advance Fee	N/A
Late Payment Fee	Late payment fees can be up to $35.
Purchases APR	26.99% APR