|Rewards||For every $1 spent with the JCPenney Credit Card, receive one point. If you get 100 points, you receive $10 credit on your card. You can also receive special financing for purchases of furniture, window treatments, in-home custom decorating, mattresses, fine jewelry or watches when you use your card.|
|Signup Bonus||Save 15% and get free shipping for first purchase made with the JCPenney Credit Card. This offer applies to apparel, shoes, handbags, fine jewellery and home merchandise.|
|Annual Fee||There is no annual fee associated with the JCPenney Credit Card.|
|Cardmember Agreement||View Here|
|Cash Advance APR||N/A|
|Cash Advance Fee||N/A|
|Late Payment Fee||Late payment fees can be up to $35.|
|Purchases APR||26.99% APR|
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