| Rewards | Cardholders receive a $20 reward for every $400 spent in stores or online, plus a special $15 birthday gift. There is also a extra 10% discount on the first Tuesday of every month. | 
|---|---|
| Signup Bonus | You can receive 15% off one day's purchases when you open your Loft credit card. | 
| Annual Fee | None | 
| Cardmember Agreement | View Here | 
| Cash Advance APR | N/A | 
| Cash Advance Fee | N/A | 
| Late Payment Fee | Up to $35 | 
| Purchases APR | 24.99% APR | 
 
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