Los Angeles Rams Extra Points Credit Card

Card Details
Rewards	Earn points on everyday purchases (typically higher rates on NFL/team-related spending and lower base rewards elsewhere).
Signup Bonus	Commonly offers bonus points after meeting a minimum spend requirement in the first 90 days (often structured as NFL gift card value or points redeemable for merchandise rather than straight cash back).
Annual Fee	None
Cardmember Agreement	View Here
Cash Advance APR	Typically a variable APR around ~25%–29%+, depending on creditworthiness
Cash Advance Fee	Usually $10 or 5% of the transaction amount (whichever is greater)
Late Payment Fee	Up to $41
Purchases APR	Typically a variable APR in the ~19%–29% range, based on credit profile
* Card terms and offers are subject to change. Confirm current details with the issuer.

Card Details

Rewards

Earn points on everyday purchases (typically higher rates on NFL/team-related spending and lower base rewards elsewhere).

Signup Bonus

Commonly offers bonus points after meeting a minimum spend requirement in the first 90 days (often structured as NFL gift card value or points redeemable for merchandise rather than straight cash back).

Annual Fee

None

Cardmember Agreement

View Here

Cash Advance APR

Typically a variable APR around ~25%–29%+, depending on creditworthiness

Cash Advance Fee

Usually $10 or 5% of the transaction amount (whichever is greater)

Late Payment Fee

Up to $41

Purchases APR

Typically a variable APR in the ~19%–29% range, based on credit profile

* Card terms and offers are subject to change. Confirm current details with the issuer.

CARD OVERVIEW

The Los Angeles Rams Extra Points Credit Card is a co-branded NFL fan rewards card tied to the Los Angeles Rams, designed for supporters who want to earn points on everyday spending while getting access to team-themed perks, merchandise, and experiences through the NFL Extra Points program. It carries no annual fee and focuses more on loyalty rewards than traditional cash back.

Most users say they enjoy the fan-focused benefits, especially the ability to redeem points for Rams gear, NFL gift cards, and occasional exclusive experiences. Many reviewers mentioned that it feels fun and engaging for die-hard fans who already spend on team merchandise, and the sign-up bonus points are a nice early boost.

On the downside, many cardholders note that rewards lack flexibility outside the NFL ecosystem. Others mention that the redemption value isn’t as strong as standard cash-back cards and that APRs are high if you carry a balance. Some also feel the perks are too niche unless you’re a very active sports shopper.

Personally, I think this card is best for loyal Rams fans who already buy merchandise and want occasional perks tied to their team. If you’re looking for straightforward rewards value, flexible cash back, or travel benefits, a general rewards credit card will usually make more financial sense.

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Bro sorry, but some error occurred :O

A must have for dedicated rams fans

Dec 29, 2025 by John Pete

As a lifelong rams fan, this card is actually fun to use. I've redeemed points for team merchandise and game related perks, which made everyday spending feel rewarding. It's not about maximizing cash back it's about enjoying fan experiences you can't get elsewhere

Not Worth it

Dec 8, 2025 by Diego Manning