| Rewards | Earn 3% in rewards on qualifying NFL and NFL team purchases, 2% at grocery stores, food delivery, restaurants, gyms, and sporting goods stores, and 1% on other eligible purchases. |
|---|---|
| Signup Bonus | Earn $100 cash back after spending $500 on qualifying non-NFL purchases within the first 90 days of account opening |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | N/A |
| Cash Advance Fee | N/A |
| Late Payment Fee | Up to $41 |
| Purchases APR | Variable and based on creditworthiness |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The New England Patriots Extra Points Credit Card is designed mainly for loyal Patriots and NFL fans, offering enhanced rewards on qualifying NFL purchases and everyday spending categories, plus a $100 signup bonus after meeting the required spending threshold. With no annual fee, most users say it can be an easy way to earn extra value while showing support for their favorite team.
Cardholders commonly like the NFL-focused rewards, redemption options for merchandise and experiences, and the fact that the card doesn’t charge an annual fee. Many reviewers mentioned that the bonus categories can also add value beyond football purchases.
On the downside, some users feel the rewards program is less flexible than a straightforward cash-back card. Others may find the NFL-specific perks too limited if they are not frequent football fans, and the potentially high APR makes carrying a balance expensive.
Personally, I think this is a solid niche card for dedicated Patriots fans who pay their balance in full. If your main goal is simple, flexible cash back or travel rewards, you can probably find better value elsewhere.
I enjoy earning points on Patriots merchandise and game tickets, it's fun showing team pride. But the hidden charge make it less worth it unless you spend regularly on team gear.