| Rewards | None |
|---|---|
| Signup Bonus | 0% APR for the first 12 billing cycles |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 24.99% (APR is subject to change) |
| Cash Advance Fee | $10 or 5% whichever is greater |
| Late Payment Fee | Up to $24.50 |
| Purchases APR | 10.24% to 18.24% (APR is subject to change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
As an OSU alum, this card's straightforward rewards and low fees fit my daily spending. The app is intuitive and payments post quickly. Feels dependable and worth keeping in my wallet.