| Rewards | 1$ spent on everyday purchases earns cardholders 1 point, 1$ spent at Mini dealerships or on automotive parts/servicing earns cardholders 2 points |
|---|---|
| Signup Bonus | N/A |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 25.49% (APR is subject to change) |
| Cash Advance Fee | $10 or 4% of the amount, whichever is greater |
| Late Payment Fee | Up to $35 |
| Purchases APR | 13.49% to 24.49%, based on credit rating (APR is subject to change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
This card is easy to use and offers steady rewards on purchases. Account management is straightforward and customer service has been responsive. It doesn't have premium perks but for everyday spending, it's reliable option