| Rewards | Cardholders will earn 3% on gas purchases, 2% cash back on grocery store purchases, and 1% cash back on all other purchases |
|---|---|
| Signup Bonus | $100 cash rewards bonus after making at least $500 in purchases within 90 days of opening account, 0% introductory APR for first 12 months on purchases and balance transfers |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 16.24% to 25.24% for direct deposit and cash advances, 25.24% for bank cash advances (APR is subject to change) |
| Cash Advance Fee | $10 or 3% (whichever is greater) for direct deposit and check cash advances, $10 or 5% (whichever is greater) for ATM, over-the-counter, same day online and cash equivalent cash advances |
| Late Payment Fee | Up to $37 |
| Purchases APR | 13.24% to 23.24%, depending on credit score (APR is subject to change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
I use my twins cash rewards Mastercard mostly for gas and groceries the 2%/3% bonus categories really add up each quarter. Simple rewards, no annual fee, and I love that it reminds me of ballpark days.
I hoped this card's cash rewards would be meaningful, but bonus categories barely match my spending. The quarterly activations is annoying, and rewards tricked in slowly. Not worth it compared to other cards.